Reader’s Question:

I heard of credit counseling groups in Lincoln, Nebraska. What is this? Is it similar to AA?

Annabel

Lincoln, NE

This is a very good question, Annabel, let us analyze it together. There are differences and similarities with AA and other “anonymous” groups. Usually in these types of counseling groups, they will be composed of people with like experiences sharing one common desire and that is to stay clean, clean being defined in many ways : sober, nicotine-free, or drug-free. Credit counseling is different with these groups because it is not done through sharing sessions, rather, a qualified professional will be conducting one-on-one sessions with the person who needs help. In the case of credit counseling, the person in need of help will be that who has a bad credit situation. The common factor that the two has (AA and credit counseling) is the desire for to be clean, or free from some form of addiction, whether liquor, cigarette, or spending. Believe me, Annabel, spending can really be addictive! I myself go on a different high when I go on a shopping spree! I am sure you feel the same rush when you pass the shops in Lincoln, Nebraska, right?

Credit counseling will help you assess your financial situation, including looking objectively at your income, assets and expenses, and coming up with a solution fit for your specific situation. There are several reputable credit counseling agencies in Lincoln, Nebraska, Annabel and I sure as well that there is also other forms of counseling groups that will be more similar to AA, if this is what you would prefer.

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